admin on August 9th, 2010

“Dear CatholicPF … I recently read your post “Understanding your Credit Score” … great post. Anyways it got me motivated to request a copy of my credit report from Experian. I’m in my late 30’s and honestly can’t remember the last time I actually reviewed my own credit report …Long story short, I was totally […]

Continue reading about Correcting Errors in your Credit Report

admin on August 3rd, 2010

Like any tool, Credit Cards have a proper and an improper use.  In the wrong hands, a useful tool can be a destructive force.  But that same tool, in the hands of somebody that knows how to use it properly, can be wielded in a very positive way.      And while there are experts out there […]

Continue reading about Credit Card Rules

admin on August 2nd, 2010

1. Raise your Insurance Deductible – call your car insurance company and ask to raise the deductible on your auto insurance policy. Your deductible is the amount of money that you will have to spend out of pocket before your insurance company’s coverage begins. Raising your deductible will save you money on your monthly premiums […]

Continue reading about Ten Tips to Lower Your Car Ownership Costs

admin on July 21st, 2010

“Why spend money on what is not bread, and your labor on what does not satisfy? Listen, listen to Me and eat what is good, and your soul will delight in the richest of fare.”  Isaiah 55:2 There is a disease that haunts the lives of many Americans – an underreported disease affecting millions of […]

Continue reading about Pandemic of the Minimum Monthly Payment

admin on July 20th, 2010

“The rich rule over the poor, and the borrower is servant to the lender.” ~Proverbs 22: 7 Are you a servant to your lenders? What is your relationship with your creditors and lenders? When it comes to borrowing, how do banks, mortgage lenders, automobile dealerships, and other creditors view you? In large part this question […]

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admin on July 15th, 2010

Have you ever wondered how your spending compares to that of other families in the U.S.?  The graph below (courtesy of a great website – www.visualeconomics.com) outlines the average annual expenditures of a typical U.S. ‘consumer unit’ as reported by a 2009 survey from The Department of Labor.  

Continue reading about Household Spending and the Average American Family

admin on July 15th, 2010

I am convinced that the number one problem with most people when it comes to managing their money boils down to one simple truth: most of us have NO idea where our money is going each week, each month, and each year.  How many of you know what percentage of your net income you are […]

Continue reading about Baby Steps: Track Your Spending!